The Celtic Cross is the most well-known tarot spread and also the largest available here, involving ten cards. This spread begins with a pair of crossing cards at the center of the issue, essentially being two significators. When two significators are involved, they may strengthen or oppose each other, which speaks of the nature of the situation. Above and below the initial cross, we have two cards which are symbolic of the intellectual (top) and emotional (bottom) basis of the issue. The Before and After cards show the past and immediate future.
At the right, four cards are laid out, going upward. At the bottom you have a card representing yourself, and the next card shows how others may affect the situation. Card #9 indicates what you may be hoping for, or possibly, what you hope will not happen. Finally at the top is the outcome, meaning the distant or ultimate future.

The Crown |
The Outcome ![]() The Hermit
External Forces ![]() 4 of Swords
|
||
The Recent Past ![]() 2 of Wands |
The Crossing Card
|
The Future ![]() 10 of Swords |
|
|
|||
6 of Pentacles
A person in the guise of a merchant weighs money in a pair of scales and distributes it to the needy and distressed. It is a testimony to his own success in life, as well as to his goodness of heart.
Reversed Meaning:
Desire, cupidity, envy, jealousy, illusion, resentment, rivalry, grudge.
5 of Pentacles
Two injured people in a snow storm pass a well-lit church.
Upright Meaning:
Material trouble, poverty, destitution, abjection, love without money, debt, famine, hardship, concordance, affinities, distress, bankruptcy.
Ace of Swords
A hand reaches out from a cloud, grasping a sword, the point of which is encircled by a crown.
Reversed Meaning:
Conception, childbirth, augmentation, multiplicity, creativity.
5 of Wands
A posse of youths, who are brandishing staves, as if in sport or strife. It is mimic warfare.
Reversed Meaning:
Litigation, disputes, trickery, contradiction, hypocrisy.
2 of Wands
A tall man looks from a battlemented roof over sea and shore; he holds a globe in his right hand, while a staff in his left rests on the battlement; another is fixed in a ring. The Rose and Cross and Lilly should be noticed on the left side.
Reversed Meaning:
Trouble, fear, physical suffering, disease, chagrin, sadness, mortification, trivial disappointments.
10 of Swords
A murder victim, pierced by ten swords showing the act of excessive force.
Reversed Meaning:
Advantage, profit, success, favour, power, authority, triumph over your enemies.
4 of Pentacles
A crowned figure, having a pentacle over his crown, clasps another with hands and arms; two pentacles are under his feet. He clings to what he has.
Reversed Meaning:
Suspense, delay, opposition, bad economy, repression, stubbornness, penny wise – pound foolish.
4 of Swords
The effigy of a knight in the attitude of prayer, at full length upon his tomb.
Reversed Meaning:
Wise administration, circumspection, economy, avarice, precaution, testament.
King of Pentacles
His face is rather dark, suggesting also courage, but stubborn. The bull's head is a recurrent symbol on the throne. The sign of this suit is engraved or blazoned with the pentagram, signifying the four elements of nature and the spirit which governs them. This suit is sometimes represented as coins or disks, and is symbolic of money and material goods or services.
Upright Meaning:
Valour, intelligence, business aptitude, mathematical gifts and attainments; success, proficiency, arrival, execution.
The Hermit
An old man with a walking stick holds up a lantern to enlighten his path.
Upright Meaning:
Prudence, circumspection, insight, self-awareness, retreat, solitude, detachment, isolation, peace, withdrawal.