The Celtic Cross is the most well-known tarot spread and also the largest available here, involving ten cards. This spread begins with a pair of crossing cards at the center of the issue, essentially being two significators. When two significators are involved, they may strengthen or oppose each other, which speaks of the nature of the situation. Above and below the initial cross, we have two cards which are symbolic of the intellectual (top) and emotional (bottom) basis of the issue. The Before and After cards show the past and immediate future.
At the right, four cards are laid out, going upward. At the bottom you have a card representing yourself, and the next card shows how others may affect the situation. Card #9 indicates what you may be hoping for, or possibly, what you hope will not happen. Finally at the top is the outcome, meaning the distant or ultimate future.

The Crown |
The Outcome ![]() Page of Pentacles
External Forces ![]() 10 of Pentacles
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The Recent Past ![]() 3 of Cups |
The Crossing Card
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The Future ![]() 4 of Swords |
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3 of Pentacles
A sculptor at his work in a monastery. Compare the design which illustrates the Eight of Pentacles. The apprentice or amateur therein has received his reward and is now at work in earnest.
Reversed Meaning:
Mediocrity, puerility, pettiness, weakness, pathetic-ness, lameness, a quack.
The Tower
Lightning strikes the top of a Tower, knocking the crown off the top. Reminiscent of the Tower of Babel, two figures fall from grace.
Reversed Meaning:
Oppression, imprisonment, trap, tyranny, hardship, torment, persecution, coercion.
The Chariot
A stately figure drives a chariot pulled by a black and a white Sphinx. The canopy of his chariot is the night sky, emblazoned with stars.
Reversed Meaning:
Riot, quarrel, dispute, litigation, defeat, presumption, vengeance, trouble, a bad trip, problems multiplied.
Knight of Pentacles
He rides a slow but steady horse, which is just like him. He holds the pentacle, but does not look therein.
Reversed Meaning:
Inertia, idleness, stagnation, placidity, discouragement, carelessness, blame, irresponsibility, affliction, hardship, trial, burden, stress.
3 of Cups
Maidens in a garden-ground with cups uplifted, as if pledging one another.
Upright Meaning:
The conclusion of the matter in plenty, perfection and merriment; happy issue, victory, fulfilment, solace, healing.
4 of Swords
The effigy of a knight in the attitude of prayer, at full length upon his tomb.
Reversed Meaning:
Wise administration, circumspection, economy, avarice, precaution, testament.
6 of Pentacles
A person in the guise of a merchant weighs money in a pair of scales and distributes it to the needy and distressed. It is a testimony to his own success in life, as well as to his goodness of heart.
Reversed Meaning:
Desire, cupidity, envy, jealousy, illusion, resentment, rivalry, grudge.
10 of Pentacles
A man and woman beneath an archway which gives entrance to a house. They are accompanied by a child, who admires two dogs accosting an old man sitting on the porch. The child is petting one of them.
Upright Meaning:
Gain, riches, family matters, the home, gift, dowry, pension, haven, country, neighbourhood, comfort zone.
Ace of Wands
A hand reaching out from a cloud grasps a stout wand or club.
Upright Meaning:
Creation, invention, enterprise, the powers which result in these; principle, beginning, source; birth, family, origin, and in a sense the virility which is behind them; the starting point of enterprises; according to another account, money, fortune, inheritance.
Page of Pentacles
A youthful figure, looking intently at the pentacle which hovers over his raised hands. He moves slowly, unaware of his surroundings.
Reversed Meaning:
Prodigality, dissipation, liberality, squandering luxury, bad news, misspending, waste, throw away, deplete, flush down the toilet.